1.  When will my Chapter 7 case be finalized?

     You will receive a discharge usually 3 to 5 months after your case is filed.

2.  What if creditors are still bothering me?

     Simply get their name and number and contact our office.

3.  What if an account was turned over to a collection agency?

     Provide us the collection agency information and we will contact them for you.

4.  What is a creditor filed a lawsuit against me?

     Provide us the details so we can list them in your bankruptcy or contact

      them after filing.  

5.  I forgot to list a creditor - what can I do?

     We can amend your petition after filing and list any omitted creditor.

     There is a small fee to amend a petition.

6.  What if I move after my case is filed?

     Contact the office so we can file a change of address on your behalf.

7.  How long does a bankruptcy stay on my credit report?

     7 to 10 years.

8.  I am in a Chapter 13 and I have a temporary situation where I can't

     make the plan payments. What can I do?

     You can modify the terms of your plan to suspend or make up missing payments.

9.  I am in a Chapter 13 and I can not pay my mortgage any longer.

     Call the office immediately so we can discuss all your legal options.

10. What happens if I cannot make my plan or mortgage payment before

       my Chapter 13 case is confirmed?

      Your case will be dismissed but in most situations the petition can be re-filed.

11. What if I have other questions?

      Call the office or email us so we can answer any questions you may have.